Financing for radiography equipment


financing for radiography equipmentThis article is sponsored content brought to you by BOQ Specialist.

BOQ Specialist explains the choice of options available for dentists wanting to purchase imaging equipment.

There has been a dramatic increase in the range and quality of digital radiography in recent years. Never before have dentists had such a choice of options, brands and styles in the field of dental X-ray imaging.

The downside is that all this new technology comes at a cost. Fortunately, BOQ Specialist has a number of different finance options that can be tailored to each dentist’s individual needs


“Our first step is to engage the client in a needs analysis where we discuss exactly what they want to achieve,” says Nicole Mortimer of BOQ Specialist. “There are many finance options to consider but one of our most popular options for digital radiography is a chattel mortgage.”

A chattel mortgage is similar to hire purchase except that you own the asset from time of purchase. This creates a favourable GST situation for tax purposes.

Some of our other finance options are:

  • Hire purchase loan: You hire the asset from us but don’t own it until the loan and interest are paid in full.
  • Finance lease: We own the asset and you pay monthly lease payments.
  • Professional overdraft: You have the choice of making interest-only repayments or paying the overdraft down. You only pay interest on what you actually spend.

“BOQ Specialist is a relationship financier who has vast experience helping dentists,” says Mortimer. “We understand your profession and are here for you at every stage of your private practice life cycle.”

Visit BOQ Specialist.

Credit provider is BOQ Specialist – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. The information contained in this article (“Information”) is general in nature and has been provided in good faith, without taking into account your personal circumstances. While all reasonable care has been taken to ensure that the information is accurate and opinions fair and reasonable, no warranties in this regard are provided. We recommend that you obtain independent financial and tax advice before making any decisions.

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